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1 Step 1

Identity verification sign-up screen prompting the user to enter an SSN or ITIN with messaging about encrypted data, regulatory requirements, and no impact on credit score. Includes a help option for users without an SSN/ITIN to sign up using a US visa and ID, plus a disabled Continue button until the field is completed.

2 Step 2

Identity verification onboarding screen prompting the user to take a quick selfie photo for account verification, with guidance on neutral expression and privacy/security reassurance that the photo isn’t used as a profile picture. Primary action is a Continue button to proceed to the camera capture step.